Mortgage Loans

Mortgage Loans

Owning your own home is not out of reach. Our long-term fixed-rate mortgage is competitive for first-time homeowners, new purchases, and refinances. We also offer adjustable rate mortgages that may fit your needs. Use the equity in your home for home improvements, other purchases, and investments like college tuition. With our streamlined decision making you're ensured of a quick turnaround so your loan is processed sooner. To ask a qualified lender about this and other types of mortgage loans click here.

Construction Loans

We make residential construction loans. We will help arrange a loan that lets you and your family build the home of your dreams. We extend construction loans to property owners who contract with a custom builder, who has responsibility for the payment of materials and subcontractor services. Construction to permanent loans are also available.

Land or Lot Loans

We provide loans for the purchase or refinancing of land. If you are looking for land for investment, recreation or to build a home, we will tailor a loan to fit your specific needs.

Home Improvement Loans

We can make any type of home or property improvement loan. Talk with us about a loan that helps you add on a room, a deck, even install a new pool.

Home Equity Loans and Lines of Credit

You can use the equity you have built up in your home to finance the things you want and need today. We offer competitive rates, easy access to your equity and possible tax savings*. And with our EquiFirst Home Equity Line of Credit, you can pay interest as a minimum monthly payment. Contact a lender at your nearest branch for more information.
*Consult tax advisor.

Manufactured housing

Loans are available for financing manufactured housing when the homes are affixed to real estate that you own.

*All loan applicants are subject to credit approval.