At First US Bank, we understand the importance of savings plans to help our customers reach their personal financial goals or have cash reserves for unexpected emergencies. Therefore, we offer a variety of services to assist you in having the money you need when you need it.

The following savings plans have been designed to help secure your financial future. Stop by today and talk with any of our new accounts representatives. We are ready to discuss your individual goals and the best way to achieve them. All depository relationships are, of course, insured by the Federal Deposit Insurance Corporation (FDIC). Click here for Savings financial calculators as a personal money management tool.

Regular Savings

Regardless of your balance, this account pays the current variable market rate of interest which is credited quarterly. There is no monthly maintenance fee when you maintain a balance of $100. If the balance falls below this requirement, your account is subject to a $6 monthly maintenance fee. A $2 fee will be assessed for each withdrawal in excess of three (3) per quarter. A deposit of $100 is required to open this account. Please call for current interest rates.

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Treasure Hunter's Club

Finding the path to financial success takes a lot of planning, hard work and the right tools to help you along the way. With the Treasure Hunter's Club account, you'll find yourself enjoying financial treasures for years to come. This account is available for birth to 19 years of age and can be opened with as little as $5 dollars. No monthly maintenance fee means you'll keep a steady pace to savings. Interest is paid to your account quarterly to help you build your treasure chest of savings.  Please call for current interest rates.   Get a head start on your financial journey by attending a Financial Literacy Program online or at your school. Our Small Dollar Loan* is available once you reach 19 to help you build your credit and start out on your own path to financial success!


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Christmas Club

Designed to help you finance holiday expenses, this savings plan enables you to set aside money all year for Christmas. A fixed rate of interest is paid on your balance for 50 weeks. In November, you’ll receive a check for the amount you deposited plus interest earned just in time for holiday shopping. A fee of $15 is charged and interest is forfeited if you close the account before November. Please call for current interest rates.

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First Plus

This account earns tiered rates of interest on collected balances at the current variable market rate. Interest will be credited to the account every month. A monthly maintenance fee of $10 is charged on this account should the balance fall below the $2,500 minimum. A maximum of 6 transfers or withdrawals per month are allowed. A $5 excess transaction fee will be assessed for debits in excess of the authorized number of transactions. A minimum deposit of $1,000 is required to open this account. Please contact us for current interest rates.

Rate Tier
$0 - $24,999 Rate 1
$25,000 - $99,999.99 Rate 2
$100,000 - $249,999.99 Rate 3
$250,000 or more Rate 4

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