Personal Checking Services

First US Bank provides a variety of checking accounts to match your financial needs and lifestyle. These accounts provide you with detailed records and monthly image statements to help you keep up with expenses and income. Please talk with any of our new accounts representatives about your individual checking needs. We’ll be glad to help you decide which checking plan is best for you and your family.

 FirstLink Checking

You are worth rewarding! You make a difference at First US Bank and that is why we offer FirstLink Checking with no monthly maintenance fee! Our FirstLink Checking account offers a CD like rate and refunded ATM fees nationwide to compensate you for many things you are probably already doing each month:

  1. Have a current balance totaling $50,000 or more in certificates of deposit held by the account owners on deposit with us at the end of the "qualification cycle" or
  2. Have a loan or loans with an outstanding balance of $20,000 or more with us  in the name of the account owners at the end of the "qualification cycle" or
  3. a) make at least 12 Check Card purchases which post and clear and b) receive your monthly statements electronically and c) have at least one direct deposit or one auto debit post and clear, all within the "qualification cycle".

Please stop by your local branch to find out more about our FirstLink Checking account or for more information on how First US Bank can help you make the most of your money.Click here to view the qualification date calendar .“Qualification cycle” means a period beginning one business day prior to the first day of the current statement period through one business day prior to the close of the current statement period.  If monthly requirements are not met, we will pay no less than the base rate on your account.

Back to top>

Another Chance Checking

Need a checking account with a debit card, but worried that your credit score is too low? Then our Another Chance Checking maybe the account for you. This account can be opened with a lower deposit than our other checking accounts and still has an affordable monthly maintenance fee. E-statements are a requirement with this account. To know more contact your nearest branch of First US Bank.

Back to top>

Regular Checking

With this basic checking plan, write up to 48 checks per statement cycle with no monthly maintenance fee when you maintain a $500 minimum balance in your account. If your balance drops below $500 in any month, a monthly maintenance fee will be assessed for that month.  For the tiered fee structure on balances below $500, please check with a bank representative.  A fee of $0.10 per check will be charged after the first 48 during a statement cycle. A minimum deposit of $100 is required to open this account.

Back to top>

Advantage Checking

With a minimum opening deposit of $100, enjoy the following banking privileges plus insurance. The monthly maintenance fee is determined by your choice of single or family accidental death insurance.

  • Single plan insurance, $10 per month; family plan insurance, $12 per month
  • $10,000 Accidental Death & Dismemberment Insurance Coverage (reduces at age 70 by 50%)
  • Private Auto Seatbelt Accidental Death Benefit
  • No minimum balance requirement
  • Unlimited check-writing privileges
  • Free bank stock wallet style checks or $2 credit on other styles ordered
  • Power Pay - Free online bill payment
  • Net Teller - Free online banking
  • Cashier’s checks and money orders at no charge (limited to 10 monthly in combination)
  • Credit card registration
  • Key tag return
  • Safe deposit box discounts
  • $5,000 identity fraud expense
  • Entertainment® SaversGuide®
  • Theme park and movie ticket discounts
  • 24-Hour AccessLine
  • Photocopy service
  • 24-hour ATM convenience
  • 24-hour AccessLine

Back to top>


Mature Club (for Senior Citizens)

Must be at least 55 years of age and sign an eligibility form. No monthly maintenance fee. Other fees apply. Bank stock, wallet style check at no charge with unlimited check-writing privileges. Minimum balance to open the account: $100.

Back to top>

First Checking

This account features unlimited check writing privileges and earns a tiered rate of interest that is credited monthly. There is not a monthly maintenance fee if you maintain a minimum balance of $1,000. If the balance falls below this requirement, your account is subject to a $10 monthly maintenance fee. There will be no monthly maintenance fee if you have a time deposit of $5,000 or more. A deposit of $1,000 is required to open this account. Please contact us for current interest rates.

Rate Tier
$1,000 - $2,499.99 Rate 1
$2,500 - $9,999-99 Rate 2
$10,000 - $24,999.99 Rate 3
$25,000 or more Rate 4

Back to top>

Money Plus

This account earns tiered rates of interest on collected balances at the current variable market rate. Interest will be credited to the account every month. A monthly maintenance fee of $10 is charged on this account should the balance fall below the $1,000 minimum. A maximum of 6 transfers or withdrawals per month are allowed. A $5 excess transaction fee will be assessed for debits in excess of the authorized number of transactions. A minimum deposit of $1,000 is required to open this account. Please contact us for current interest rates.

Rate Tier
$0 - $24,999 Rate 1
$25,000 - $99,999.99 Rate 2
$100,000 - $249,999.99 Rate 3
$250,000 or more Rate 4

Back to top>

Switch Kit

We’ve made switching to First US Bank simple. Our easy to use Switch Kit allows you to move your direct deposits and transfer any automatic payments and debits to First US Bank without a hassle.

Back to top>