At First US Bank, we understand the special financial needs of businesses. That’s why we offer the commercial accounts and professional services you need to make your business productive and profitable. These accounts provide you with detailed records and easy-to-understand monthly image statements to help you keep up with expenses and income. Talk to any new accounts representative at First US Bank. Credit-approval required to open a checking account.
When a $2,500 minimum balance is maintained in our Business Checking account, no monthly fee will be charged. If your balance falls between $1,000 and $2,499.99, a monthly maintenance fee of $10.00 is charged. For balances below $1,000, the monthly maintenance fee is $12.00. A fee of $0.10 per check will be charged after the first 100 during a statement cycle. A minimum deposit of $100 is required to open this account.
|Daily Balance||Monthly Fee|
|$2,500 or more||$0|
|$999.99 or less||$12.00|
With this competitive account, the earnings credit on your collected balance is used to offset analysis fees. Service charges vary with account activity. With a sufficient balance, service charges may be reduced or eliminated. This account has a monthly maintenance fee of $9.50. Transaction fees include $0.12 per debit or credit and $0.07 per deposited item. Please ask your account representative for details. A $100 deposit is required to open this account.
This account, regulated by the Alabama State Bar Association, earns simple interest that is credited monthly and paid on the collected balance. Please ask your account representative for details. A $100 deposit is required to open this account.
This account earns tiered rates of interest on collected balances at the current variable market rate. Interest will be credited to the account every month. A fee of $10 is charged on this account should the balance fall below the $2,500 minimum. A maximum of 6 transfers or withdrawals per month are allowed with no more than three by check, draft or similar order to third parties. A $5 fee will be assessed for debits in excess of the authorized number of transactions. A minimum deposit of $2,500 is required to open this account. Please call for current interest rates.
|$0 – $24,999||Rate 1|
|$25,000 – $99,999.99||Rate 2|
|$100,000 – $249,999.99||Rate 3|
|$250,000 or more||Rate 4|
This account features unlimited check-writing privileges and earns a tiered rate of interest that is credited monthly. There are no service charges if a minimum balance of $1,000 is maintained. If the balance falls below this requirement, the account is subject to a $15 service fee. The monthly fee is waived, regardless of your balance, if you have a $5,000 Time Deposit., A deposit of $1,000 is required to open this account. This account is not available to corporations or partnerships. Please call for current interest rates.
|$1,000 – $2,499.99||Rate 1|
|$2,500 – $9,999.99||Rate 2|
|$10,000 – $24,999.99||Rate 3|
|$25,000 or more||Rate 4|
We’ve made switching to First US Bank simple. Our easy to use Switch Kit allows you to move your direct deposits and transfer any automatic payments and debits to First US Bank without a hassle.