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Senior Management

James F. House
President, Chief Executive Officer
United Security Bancshares, Inc.
First United Security Bank

Mr. House's banking experience spans nearly 40 years and he has most recently has served as Division President for a community bank with over $2 billion in assets and 51 branches. Prior to that time he held an executive management position with a $53 billion bank headquartered in Alabama. He has significant experience in bank management, commercial and consumer lending, risk management and investments. Former bank positions include Board Chairman, Chief Executive Officer, President and Chief Operating Officer. Mr. House holds a Masters in Business Administration from Samford University and a B.S. in Accounting from the University of Alabama.

   

Thomas S. Elley
Vice President, Treasurer, Asst. Secretary
Principal Financial Officer and Principal Accounting Officer,
United Security Bancshares, Inc.;
Executive Vice President and Chief Financial Officer,
First United Security Bank

Thomas Elley joined our bank in the fall of 2013 as Executive Vice President and Chief Financial Officer. He also serves United Security Bancshares, Inc as Principal Financial Officer and Principal Accounting Officer. Mr. Elley is a certified public accountant with extensive experience in the financial and banking industries. He holds a B.S. in Business Administration from Ambassador University and a Master's in Business Administration from the University of Alabama at Birmingham.
   

Anthony Cashio
Executive Vice President
Chief Credit Officer

Tony Cashio joined the bank in October of 2012 as Executive Vice President and Chief Credit Officer. Mr. Cashio has more than 35 years of extensive experience in the areas of credit administration and problem asset resolution. He holds a B.S. in Finance from the University of Alabama(1971) and a Masters Degree in Business Administration from Samford University (1974).

   

D. Phil Maughan, II
Executive Vice President
Commercial Division & Senior Lender

Phil Maughan joined the bank in October of 2010 as Executive Vice President and Senior Lender. Mr. Maughan has served in executive level positions in the financial industry for more than  twenty years and has extensive experience in our Tuscaloosa market. He holds a B.S. in Commerce and Business Administration from the University of Alabama (1987) and a MBA from Samford University (1994).

   
Eric Mabowitz, Executive Vice President, Chief Credit Officer

Eric H. Mabowitz
Executive Vice President
Retail Division
 

Eric Mabowitz joined the bank in March 2008 as Executive Vice President. Mr. Mabowitz was formerly President and Chief Operating Officer for Premier Bank of the South based in Cullman, Alabama. Among other accomplishments, Mabowitz has served in executive level positions for the financial services industry more than 20 years in both small and large banks, as well as with a federal mortgage servicing corporation impacting more than one million borrowers’ accounts. He holds a BA and MBA in Economics (1987 &1989) from the University of West Florida, and a degree from the LSU Graduate School of Banking (2000). 

   
   
J. Daniel Matheson, III

J. Daniel Matheson, III
Investment Officer,
United Security Bancshares, Inc.;
Sr. VP, Investment Officer of FUSB

Dan Matheson serves as Senior Vice President for First United Security Bank based in Thomasville, Alabama. He is also a senior vice president for Synovus Securities based in Birmingham, Alabama, and Chief Executive Officer of R2Metrics, an interest rate risk analytics firm. Matheson’s work experience includes managing interest rate risk in securities trading operations as well as investment portfolio and company-wide (ALCO) capacities. He has authored numerous articles on interest rate risk management and has been published by US Banker and Sheshunoff Publishing. He has been in the risk and money management business since 1979 and is often a speaker at industry events on interest rate risk management.
   

William C. Mitchell
President/Chief Executive Officer
Acceptance Loan Corporation

Chris Mitchell joined ALC, a subsidiary of First United Security Bank, in May of 1997. He was named Interim President/CEO in November of 2007 and President/CEO in February of 2008. He has 25 years of consumer, real estate lending, and management experience. Chris holds a B.S. in Management of Human Resources from Faulkner University and a Master of Business Administration from the University of South Alabama. He is also a veteran of the United States Marine Corps Reserve.

   

David L. Saylors
Senior Vice President, Director of Human Resources
First United Security Bank, Acceptance Loan Co.

David Saylors joined FUSB in August of 2012 with an extensive background in human resources. He is a graduate of the University of New York and received his Masters in Business Administration from Troy State University. Mr. Saylors is a veteran of the US Army. He served 26 years on active duty retiring as a Colonel with his last tour of duty serving as Director of Logistics for the Alabama Army National Guard.

 

   

 

Beverly J. Dozier
Vice President, Secretary, Assistant Treasurer
United Security Bancshares, Inc.;
Senior Vice President, Executive Administration
First United Security Bank

Beverly Dozier joined the bank in January of 1984 as a loan teller, after graduating from Hobson State.  She became the bank president's secretary and is currently Senior Vice President, Executive Administration of FUSB and Vice President, Secretary and Assistant Treasurer of United Security Bancshares, Inc. serving as Corporate Secretary.

 

   

Jimmy D. Sheffield
Senior Vice President
Regional Manager

Jim Sheffield joined the bank in February 2008 as Senior Vice President/Regional Manager for the southern branches (including 11 locations in Clarke and Choctaw counties). With more than 20 years in banking, he is a seasoned banker with a local perspective. He has received degrees from Alabama Banking School of the South at the University of South Alabama (1985), and was a member of the charter class of Samford University’s Community Banking School. His office is in our Jackson – College Avenue location.