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Company Profile

First United Security Bank has continued to evolve and improve over more than 58 years of banking. One thing remains – we are a strong community bank serving more than 26,000 customers in 15 communities. In 1952, the original Bank of Thomasville opened. As time passed, there have been several acquisitions and mergers allowing us the opportunity to serve more customers in more locations. The first of these unions was Citizens Bank, also in Thomasville, in 1981. In 1984, our name changed to United Security Bank. The second union of banks occurred in 1985 when First National Bank of Butler, Alabama became part of our bank family. In 1996, Brent Banking Company in Brent, Alabama became a part of United Security Bank. The most recent addition by way of acquisition took place in 1997 when First Bank and Trust of Grove Hill and United Security Bank became what we now call First United Security Bank. Prior to this time, United Security Bank served communities in 13 locations. Since this time, five additional banks have been opened. From 1998 to 2006, First United Security Bank has become a partner in the thriving areas of Harpersville (1998), McCalla (1999), Calera (2002), Tuscaloosa (2003) and Columbiana (2006).

The Bank has two wholly-owned subsidiaries: Acceptance Loan Company, Inc. (“ALC”) and FUSB Reinsurance, Inc. (“FUSB Reinsurance”). ALC is an Alabama corporation that makes consumer loans and purchases consumer loans from vendors. FUSB Reinsurance is an Arizona corporation that underwrites credit life and credit accident and health insurance policies sold to the Bank’s and ALC’s consumer loan customers. FUSB Reinsurance is responsible for the first level of risk on these policies up to a specified maximum amount, and a primary third-party insurer retains the remaining risk. The third-party insurer and/or a third-party administrator is responsible for performing most of the administrative functions of FUSB Reinsurance on a contract basis.