Regular Savings

Regardless of your balance, this account pays the current variable market rate of interest which is credited quarterly.

  • Minimum deposit of $100 is required to open this account
  • No monthly maintenance fee when you maintain a daily balance of $100
  • Up to three (3) withdrawals per quarter (Low $2 fee for each additional withdrawal)

Treasure Hunter's Club

Finding the path to financial success takes a lot of planning, hard work, and the right tools to help you along the way. With the Treasure Hunter's Club account, you'll find yourself enjoying financial treasures for years to come.

*Financial education and proof of part-time employment required to qualify for Low Interest Rate Loan.

  • Minimum deposit of just $5
  • Available from birth to 19 years of age
  • No monthly maintenance fee
  • Interest is paid to your account quarterly to help you build your treasure chest of savings
  • Small Dollar Loan is available once you reach 19 to help you build your credit and start out on your own path to financial success*

*Must show proof of part-time employment and complete financial education offered by the bank to qualify.

Christmas Club

Designed to help you finance holiday expenses, this savings plan enables you to set aside money all year for Christmas.

  • Minimum deposit of $1.00 is required to open this account
  • A fixed rate of interest paid on your balance at maturity
  • Receive a check for the amount you deposited PLUS interest earned in November (just in time for holiday shopping!)
  • A fee of $15 is charged and interest is forfeited if you close the account before maturity

First Plus

This account earns tiered rates of interest on collected balances at the current variable market rate. Interest will be credited to the account every month. A monthly maintenance fee of $10 is charged on this account should the balance fall below the $2,500 minimum. A maximum of 6 transfers or withdrawals per month are allowed. A $5 excess transaction fee will be assessed for debits in excess of the authorized number of transactions. A minimum deposit of $1,000 is required to open this account. Please Contact Us for current interest rates.


Rate Tier: Min: Max:
ONE 0 $24,999.99
TWO $25,000 $99,999.99
THREE $100,000 $249,999.99
FOUR $250,000 or more