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Construction Loans

We make residential construction loans. We will help arrange a loan that lets you and your family build the home of your dreams. We extend construction loans to property owners who contract with a custom builder. The builder will have responsibility for the payment of materials and subcontractor services.

Land or Lot Loans

We provide loans for the purchase or refinancing of land. If you are looking for land for investment, recreation or to build a home, we will tailor a loan to fit your specific needs.

Home Improvement Loans

We can make any type of loan for homes or property improvement. Talk with us about a loan that helps you add on a room, a deck, or even install a new pool.

Home Equity Loans and Lines of Credit

You can use the equity you have built up in your home to finance the things you want and need today. We offer competitive rates, easy access to your equity, and possible tax savings*. And with our Home Equity Line of Credit, you can pay principal and interest monthly, or interest only as a minimum monthly payment. There is no smarter way to borrow money!

*Consult your tax advisor for more information.

Manufactured housing

Loans are available for financing manufactured housing when the homes are affixed to real estate that you own.

*All loan applicants are subject to credit approval.