ACCOUNT SERVICES

VISA® PREPAID CARDS

Looking for a handy, flexible solution for managing the money you have and the money you’re spending? Look no further than Visa Prepaid Cards. It’s a convenient, all-purpose solution, and the safe*, secure**** way to manage your funds – it’s not connected to your other accounts! And reloading*** it with cash is easy, no matter where you are!

 

You’ll also appreciate our gift cards for an easy way to give a gift to the special people in your life. Funds on the gift cards, once registered, are insured. Gift cards are a one-time use product.

 
Gift Card

Reloadable Card

Youth Card
Reloadable -- Reloadable for the life of the card Reloadable for the life of the card
Load Value $10 - 1,000 (initial) $20 - $3,000 $20 - $3,000
Accepted at point-of-sale (signature or PIN) transactions Domestic use only, as well as U.S territories Reloadable, personal-use card accepted at point-of-sale (signature or PIN) and ATM Reloadable, personal-use card accepted at point-of-sale (signature or PIN) and ATM
Load Cash Locations No cash access, non-reloadable Reload via direct deposit, in-branch, online, INGO** money or at any participating Western Union location* Reload via direct deposit, in-branch, online, INGO** money or at any participating Western Union location*
Instant Issue Yes Instant issue card provided upon acceptance; personalized card mailed to customer after first reload Instant issue card provided upon acceptance; personalized card mailed to customer after first reload
Age -- Minimum age 18 Minimum Age 18 (primary), 13 (authorized user)
Text alerts -- Available (carrier fees may apply) Available (carrier fees may apply)
International acceptance -- Yes Yes
Check cashing alternative -- Yes Yes
Other -- Personalized card is embossed with cardholders' name Personalized card is embossed with youth's name
Purchase/Reload Cost $4.95 $7.95 $7.95

Visa gift cards are issued by MetaBank®, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Purchase fee of $4.95. Monthly inactivity fee of $2.95 after 12 consecutive months of inactivity. Lost/stolen replacement card fee of $5. Visa prepaid cards are issued by MetaBank, Member FDIC, pursuant to a license from Visa U.S.A. Inc.

*Visa's Zero Liability policy covers U.S.-issued  cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit http://www.visa.com/security.

**The INGO Money service is provided by First Century Bank, N.A. and INGO Money Inc. Fees and terms apply. All checks are subject to approval prior to funding. Unapproved checks will not be funded to your card. Wireless data fees may apply.

***Gift cards are not reloadable

****Gift cards will need to be registered.